Phát triển năng lực tài chính trong kỉ nguyên số: Phân tích khung PISA và đề xuất triển khai giáo dục tài chính cho học sinh trung học Việt Nam

Tóm tắt

The study is motivated by the theoretical necessity of recognizing financial literacy as an essential 21st-century life skill; however, from a practical standpoint, the implementation of financial education within Vietnam's General Education Curriculum 2018 still exhibits strategic gaps that require refinement. The research employs document analysis and synthesis, along with comparative analysis, to clarify the PISA financial literacy framework and to compare it with Vietnam’s 2018 General Education Program. Accordingly, the research proposes a Core Content Framework based on the adjustment of PISA’s four domains, focusing on addressing critical issues prevalent in Vietnam’s digital age. To ensure feasibility and effectiveness, a comprehensive implementation strategy is constructed through three main pillars of action. The synchronized application of these solutions is expected to enable financial education to achieve a dual objective: fulfilling the goals of developing learners’ qualities and competencies of the Vietnam’s General Education Curriculum 2018, while simultaneously equipping learners with the capacity to adapt to the fast-moving, practical demands of the digital economy.